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Old 07-13-2009, 03:55 PM
Tightwod Tightwod is offline
Join Date: Jun 2009
Location: Whitby
Posts: 40

Budgeting is good for 2 key reasons. You undertsnad your cash in and cash out. Once you have identified your income and the monthly costs you are more cognisant of what you can and can't spend on. I use a simple Excel spreadsheet with all the costs I have monthly/annually.
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