I'm surprised that not everyone with a stable job has life insurance. I think it's a very wise investment. However, I also respect those who don't think it's necessary. Maybe it's the way their parents have instilled the importance of life insurance in them. And I also understand that people who don't have their own families yet usually don't care much about these things.
In my opinion, though, I think that it all depends on how much you love your family and how much you want them -- especially your kids -- to be financially secure when you're gone.
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