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Old 06-20-2008, 01:31 PM
sunshine sunshine is offline
Join Date: Jun 2008
Posts: 62

I personally will try to avoid debt consolidation because this will prolong the agony. It depends on how much debt you have because it may be more than your monthly earnings and then you will need debt consolidation at any cost. Try to pay off the debt as fast as you can because the faster you pay the less the interest on your debt.
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