I recently turned 19 and was approved for a $20,000 dollar line of credit. I dont actually need it for anything. I simply borrow 10,00 dollars the odd weekend and then put it back in my account to show i have good spending habbits. This will slowly stack up my credit rating. The interst is accumulated yearly also so it might cost me $10 dollars at the most to do. Hope that gives ya some inspiration!
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