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  #1  
Old 07-28-2008, 03:05 PM
dreamy dreamy is offline
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Default American Express credit card

Do you have American Express credit card? Is it much different than Visa and MasterCard? Is it easy to get AMEX?
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  #2  
Old 07-28-2008, 06:09 PM
bullish bullish is offline
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I have a Costco Platinum America Express card, which offers cash-backs. I'm very happy with the card, although it is not accepted everywhere, which is kind of annoying. I didn't have any problems when applying for the card, and I was actually approved for more credit than I asked for, within a week of submitting my application.

I highly recommend AMEX credit cards.
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  #3  
Old 07-31-2008, 02:49 PM
Steven Steven is offline
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Quote:
Originally Posted by bullish View Post
I have a Costco Platinum America Express card, which offers cash-backs. I'm very happy with the card, although it is not accepted everywhere, which is kind of annoying. I didn't have any problems when applying for the card, and I was actually approved for more credit than I asked for, within a week of submitting my application.

I highly recommend AMEX credit cards.
Does the Costco AMEX have a yearly fee? If it does, how much is it? Does the card offer cash-backs for things bought only at Costco, or for everything you buy?
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  #4  
Old 07-31-2008, 03:55 PM
ghak7 ghak7 is offline
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Is this Costco AMEX credit card good for 22 year old?
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  #5  
Old 07-31-2008, 05:57 PM
trent trent is offline
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Quote:
Originally Posted by ghak7 View Post
Is this Costco AMEX credit card good for 22 year old?
I just answered a similar question you asked in this thread:

http://forums.canadabanks.net/showthread.php?p=219

Keep in mind that Costco will charge you $50 per year membership fee. This is not a direct credit card fee, but you still have to pay it if you want the Costco AMEX (you need to be a Costco member in order to get the card).
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  #6  
Old 04-22-2009, 10:58 AM
Lumber Joe Lumber Joe is offline
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Nothing special really. Almost the same as Visa and MasterCard
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  #7  
Old 10-27-2009, 04:58 PM
chinoy99 chinoy99 is offline
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Hi all,
I believe Amex Bank have two plastic card products:

1) Amex Charge Charge (you are assigned an initial spending limit and this limit goes on
increasing with the passage of time upon good credit history
etc/ BUT it has no revolving credit and the balance has to be
paid in full each month)


2) Amex Credit Card (just like Visa & Master / it has revolving credit etc)

(This is to the best of my knowledge, correct me if i have made a mistake)
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  #8  
Old 10-27-2009, 05:24 PM
trent trent is offline
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Quote:
Originally Posted by chinoy99 View Post
Hi all,
I believe Amex Bank have two plastic card products:

1) Amex Charge Charge (you are assigned an initial spending limit and this limit goes on
increasing with the passage of time upon good credit history
etc/ BUT it has no revolving credit and the balance has to be
paid in full each month)


2) Amex Credit Card (just like Visa & Master / it has revolving credit etc)

(This is to the best of my knowledge, correct me if i have made a mistake)

Yes, you are correct. Here is a short description of what a AMEX charge card is:

http://www.americanexpress.com/irela...rge_card.shtml
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  #9  
Old 10-27-2009, 06:46 PM
chinoy99 chinoy99 is offline
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Yes "Trent", this is a perfect weblink which shows the comparison of amex credit card and charge card. Good job.
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