Income & Monthly Expenses

[francisford]

All I can say is not to worry too much about it, Tightwod. I agree with Steven that you are doing great compared with a lot other people. As I see it, you are very much aware of your expenses and you are in control of your finances. As long as you continue to live a simple life with nothing excessive and as long as you never spend beyond your budget, you'd do great. Financial stability is the most important thing, and focus on maintaining that, instead of focusing on the thought that you are inadequate because you cannot afford a whole lot of luxuries. Extra things like new cars and travels are another story. You would need a different income source for these things.