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  #1  
Old 07-09-2009, 02:14 PM
Canadian Canadian is offline
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Default Personal Budgeting

Do you do personal budgeting? If yes, why? Please share what budgeting tools and/or budgeting software do you use?
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  #2  
Old 07-13-2009, 03:03 PM
trent trent is offline
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I don't budget, but I'm very careful with my money and I don't just buy things I don't need.
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  #3  
Old 07-13-2009, 03:55 PM
Tightwod Tightwod is offline
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Budgeting is good for 2 key reasons. You undertsnad your cash in and cash out. Once you have identified your income and the monthly costs you are more cognisant of what you can and can't spend on. I use a simple Excel spreadsheet with all the costs I have monthly/annually.
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Old 07-13-2009, 05:50 PM
Steven Steven is offline
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I've heard good things about mint.com, however it looks like it's geared towards US customers. Have anybody used it?
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  #5  
Old 08-24-2009, 02:27 PM
trent trent is offline
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I don't think you can use Mint with your Canadian bank accounts.
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  #6  
Old 09-19-2009, 10:03 PM
Rickson9 Rickson9 is offline
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I just use an excel spreadsheet.
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  #7  
Old 11-16-2009, 10:02 PM
Steven Steven is offline
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I also started usinga simple spreadsheet and it works just fine.
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  #8  
Old 11-17-2009, 06:51 PM
Elli Davis Elli Davis is offline
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Excel spreadsheet is just fine.
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  #9  
Old 11-19-2009, 10:01 AM
unlvdating unlvdating is offline
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I really love to read some articles that have great positive impacts on its reader and benefit by reading such article especially concerning Gold and the stock market. I admire these writers in sharing their views and or opinions that can enlighten the mind of the readers. Great Job and continue inspiring readers.
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  #10  
Old 11-25-2009, 11:07 AM
francisford francisford is offline
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as with most others, i'd say a simple excel sheet will do. i always maintain that using special software to keep tabs of budget and computations of finances is futile if you are not careful about your money and if you keep on accruing debts because you make too much unnecessary purchase.
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