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  #1  
Old 08-28-2009, 04:14 AM
Pro1painting Pro1painting is offline
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Default Loan Help

Hello,
Just wondering I am seeking a 10,000 dollar loan. I am 21 years old with a 1600 dollar credit card that I pay off every month. The problem is I am a painter and times were slow so I moved to a different company but was getting paid cash for most of the summer and then now things have been booming again I am back painting.
So it looks like I am new to a job. But I have been painting for this company for 5 years. Can I get a referance letter or something from my boss and the book keeper?
Or should I apply for couple credit cards to try to get 10g limits?
Thanks
Chris
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  #2  
Old 08-28-2009, 02:56 PM
Canadian Canadian is offline
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Don't you have any kind of emplyment records during the 5-year job experience you had with the company?
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  #3  
Old 08-28-2009, 07:40 PM
Pro1painting Pro1painting is offline
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Yah, its here and there sort of thing. I am very bad at paper work keeping when it comes to that sort of thing...
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  #4  
Old 08-31-2009, 02:47 PM
Jason Jason is offline
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Just ask your ex-employers for a recommendation letters, and you'll be fine. I was in the same situation like you a few years ago (had experience, but not records) and this worked for me.
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  #5  
Old 09-01-2009, 04:37 AM
Pro1painting Pro1painting is offline
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All my past employers? Or just the one I am with now. What type of credit score would I need. I have only had open credit for about a year now but never missed a payment. Last I checked my score was sitting at 630..
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  #6  
Old 09-01-2009, 06:01 AM
Pro1painting Pro1painting is offline
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Just wondering also, What should my boss put in it for an idea. Hes never done one.. I have been working for him for 5 years.
Thanks
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  #7  
Old 09-03-2009, 04:22 AM
Pro1painting Pro1painting is offline
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Thats the letter he made, you think that will win some hearts for 10-15g loan? With a credit history for 1 year. Think my rating was 630 last time I checked.


I understand that Mr.xxxxx, who is working in my concern as a Painter, has applied for a personal loan from your bank. Mr. xxxxis a man of integrity and is known to me for the past 7 years. He is under our employment for 5 years. I have also enclosed a statement of his salary details, to prove his credit worthiness. I am sure that he is capable of and will repay the Loan regularly, in the event of your sanctioning him the 15,000$ loan.
I Promise you, your bank that Mr. xxx will have a job to pay back the loan in full, Mr. Batt will even advance in his career as a Painter. xxxx not only loves his job, he will be taking over xxxx in the end.
Mr. xxxx makes 17 dollars a hour and works 85 hours bi weekly. Christopher’s paychecks bi weekly is between 1177.60 and 1265.00, which average between 2355.20 and 2530.00 a month.
I very much recommend Mr. xxxxxxx for this loan.

Sincerely, xxxx
A1 xx (Owner)
250-xxxxx
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  #8  
Old 09-08-2009, 08:58 PM
trent trent is offline
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So what did the bank say?
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  #9  
Old 09-17-2009, 12:59 AM
Pro1painting Pro1painting is offline
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The banks gave me a big N..OO
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  #10  
Old 09-18-2009, 02:25 PM
Canadian Canadian is offline
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Quote:
Originally Posted by Pro1painting View Post
The banks gave me a big N..OO
Was that one of the big 5 Canadian banks? If yes, have you tried smaller bank/financial institution?
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